Early Years & Family
I started managing and investing money at age 15 through earnings from a small grass cutting business I started in Dayton, Ohio. I bought 10 shares of my first stock (Johnson & Johnson) at age 16 and invested $1,000 into my first mutual fund (T. Rowe Price Science and Technology fund) at age 18. My Dad was not a banker, financial planner or a Wall Street guy. He, along with my Mom, simply taught me the value of a strong work ethic, the importance of saving and the time value of money when you invest it.
But don’t get me wrong. I have also made some dumb money mistakes along the way. I can say without a doubt that my experience with making great and poor money decisions in the past has helped me tremendously with creating an iron clad 5 step money system that is helping thousands of people from all over believe in their future again.